Save with Accounts that Pay You | Century Credit Union

Creative Ways to Save with Accounts that Pay You

April 4th, 2023

When inflation makes budgets tighter, getting creative with your saving can help stretch your dollar. The friendly Century Credit Union team is here to help you get beyond with fewer fees and accounts that pay you. Keep reading to explore accounts for different saving strategies!

Stash, Save, Earn: Deposits to Help You Earn

Make your money work harder for you. Your emergency fund or special occasion stash can earn with these accounts.

Standard Share – Earn 0.25% APY*: Every member has a share, or savings account, that earns 0.25% on balances over $100. Start with just $25 and add or withdraw funds whenever you like!
Smart Saver Money Market – Earn 1.11% APY*: If you have a little more to stash away, our Smart Saver account may work for you. Open with a minimum of $2,500 and withdraw funds twice per month in amounts of $250+. Perfect for appliances, vacations, and more.
Certificate of Deposit – Earn up to 4.75% APY*: Choose your term and earn, tax-deferred! Plant your cash in a CD to let it grow. Once it matures, you walk away with more than before.
Christmas Club – Earn 5.09% APY*: Make holiday spending a little less stressful with 5.09% on amounts up to $1,000. Withdraw your cash October 1 – December 31 without penalty.

Spend & Save: Checking Products to Help You Save

Can’t spare the cash to save away? Make your spending money do more with Century checking and Visa credit cards.

Free Checking – Earn .05% APY*: Our truly free checking means no more fees coming out of your hard-earned money. Add in a .05% return on balances of $1,000+ and Extra Awards with every swipe, and free never felt so good.
Visa Credit Cards: Earn cash back on all purchases with Visa Platinum, enjoy a low competitive rate, and rest easy with our 25-day interest-free grace period. With a little pay-back flexibility and cash back perks, spending can mean saving, too.

Start Early, Save Smart: Youth Accounts to Start Saving Young

Get a jump on smart saving strategies with a Century Credit Union youth account for your child or teen. Our special opportunities for young members help them save, with fun prizes along the way.

Next Century Kids Club – Earn 5.09% APY*: Open with just $1.00 and watch their money grow with 5.09% on their first $1,000. Pack on special gifts, cash for good grades, and even more fun features, and our Kids Club is the coolest in town.
GenY Teen Club CD – 5.09% APY*: Your teen can feel like an adult with their very own savings account and access to our Y4U Rewards program, which offers gift cards for saving milestones. Teens are also eligible for a CD that earns 5.09% on their first $1,000, may apply for two Century Credit Union scholarships, and attend events throughout the year.